Ever wonder why some people seem to always have money flowing in — while others can’t seem to catch a break no matter how hard they work?

It’s not always about how much you make. It’s often about what you believe about money.

You see, money isn’t just about dollars and cents — it’s about mindset. And for a lot of people, that mindset is built on lies that were passed down from family, teachers, or society. Lies that sound good on the surface… but secretly keep you stuck.

Let’s uncover the five biggest money lies that might be keeping you broke — and replace them with the truth that sets you free.


🧠 Lie #1: “Money is the root of all evil.”

This one gets people every time.

You’ve probably heard someone say, “Rich people are greedy,” or “Money changes people.” But here’s the truth — money doesn’t make you evil. Money just makes you more of who you already are.

If you’re kind, generous, and thoughtful when you’re broke… you’ll be even more giving when you have money.

Money is just energy — a tool. It’s like fire. It can cook your food or burn your house down, depending on how you use it.

So stop believing that having money is bad. Start believing that money allows you to do more good, help more people, and live more freely.


🏃‍♂️ Lie #2: “You have to work hard for money.”

This one sounds noble, right? But here’s the catch — it makes you believe that struggle equals success.

Working hard isn’t the same as working smart.

There are people out there working 12-hour days and still broke. And then there are others who’ve built systems, leveraged their time, and now make money while they sleep.

The truth is: you don’t get paid for effort… you get paid for value.

When you learn how to create value — through a business, a skill, or an idea — money starts flowing easier.

You don’t have to “grind forever.” You just need to learn how to make your money work for you.


💸 Lie #3: “I can’t afford that.”

This one sounds harmless, but it’s dangerous. Every time you say “I can’t afford it,” your brain stops thinking. It shuts down possibilities.

Instead, try saying: “How can I afford it?”

That small change in language opens your mind to new ideas and opportunities.

Maybe you can create something. Maybe you can sell something. Maybe you can invest in learning a skill that pays you back 10x.

“I can’t afford it” builds walls. “How can I afford it?” builds bridges.

The truth is: there’s always a way — but you have to train your mind to look for it.


🏦 Lie #4: “Saving money will make you rich.”

Now don’t get me wrong — saving is smart. But saving alone won’t make you wealthy.

If your money is just sitting in the bank, it’s slowly losing value because of inflation. The banks take your money, use it to make more money… and give you pennies in return.

We were taught to “save, save, save” — but we were never taught to grow, grow, grow.

The truth is: you need to make your money work for you — through investing, business, or other income streams.

Wealthy people don’t just save money… They move money. They let it circulate, multiply, and grow.

If you learn to invest in yourself, in knowledge, and in opportunities — that’s how you build freedom.


💼 Lie #5: “A job is the safest way to make money.”

This is the biggest lie of them all.

We were raised to believe: “Go to school, get a good job, work 40 years, and retire happy.” But let’s be real — that system doesn’t work anymore.

Jobs are not guaranteed. Retirement isn’t guaranteed. And in many cases, your boss decides how much your time is worth.

The truth is: you’ll never be free working for someone else’s dream.

Now, don’t get me wrong — jobs can be a stepping stone. But if you want true freedom, you’ve got to start building something for yourself.

That might mean starting an online business, becoming an affiliate marketer, or creating a side hustle that gives you more control.

Freedom doesn’t come from job security — it comes from income security.

When you control how you earn, you control how you live.


✨ Bonus Lie #6: “Personal development is a waste of money.”

If you believe this, that’s why you stay stuck.

When you invest in your growth — books, courses, mentorship — you’re not wasting money… you’re planting seeds.

Every new skill you learn gives you something you can share, teach, and build on.

The more you learn, the more value you bring to others — and the more money flows to you naturally.

Think about it — your mind is your greatest asset. When you grow it, everything else in your life grows too.


Bonus Lie #7: “Money will solve all my problems.”

Here’s a tough one… but it’s true.

Money can make life easier, but it won’t heal emotional pain, fix broken relationships, or give you peace of mind.

If you’re unhappy without money, you’ll still be unhappy with it.

Real wealth starts inside — with gratitude, purpose, and peace. Money just makes it easier to express those things.

So before you chase money, work on becoming the person who can handle it with wisdom and love.


🔥 The Truth That Sets You Free

Here’s what I’ve learned: Money doesn’t change who you are — it reveals who you are.

When you start to see money as a tool instead of a master, everything shifts. You start to attract it instead of chase it. You start to create instead of compete.

Stop letting old beliefs hold you hostage. You deserve abundance. You deserve peace. You deserve freedom.


🙌 Final Thoughts

If you’ve believed any of these lies, that’s okay. We all have.

The key is awareness. Once you see the lie, you can replace it with truth.

The truth is: You are capable. You are worthy. And you were never meant to struggle forever.

You just have to learn a new way — a way that works.


🚀 Ready to Break Free Financially?

If you’re tired of living paycheck to paycheck… if you’re ready to rewrite your money story…

Then take the next step with me.

👉 Get instant access to my FREE Affiliate Marketing Course — where I’ll show you step-by-step how to create a digital income stream that works for you (even if you’re starting from zero).

Your freedom starts the moment you stop believing the lies — and start building the truth.

👉 Click here to start your free course now


🌟 Key Takeaway

Money doesn’t define you — it simply reflects how you think, feel, and act. Change your beliefs, and you change your bank account.

100% FREE Video Course Reveals

How ANYONE Can Start the #1 Beginner Friendly
Fully Automated Business From Home

GET INSTANT ACCESS
Russ Napoleon photo

💫 You were never given a dream without also being given the power to make it come true.

If you’re ready to believe in yourself and start creating the freedom you deserve —
Get instant access to my Free Affiliate Marketing Course and learn the simple steps to build income online, even if you’re starting from zero.

🌱 Start Your Journey Today
Russ Signature
FREE VIDEO COURSE 

The Simple Blueprint To Launch An Online Business That Earns High-Ticket Commissions Selling Other Peoples Products!

100% FREE Video Course Reveals

How ANYONE Can Start the #1 Beginner Friendly
Fully Automated Business From Home

GET INSTANT ACCESS
READY TO GET OUT OF OVERWHELM AND INTO PROFIT?
YES!  LET'S GET STARTED
close-image

Pin It on Pinterest

Share This